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To be successful in any endeavor that you undertake, you will need drive, tenacity, and strength. On each journey, you will face different obstacles and circumstances to either embrace and overcome or allow in to stop you in your tracks. If we want to change an outcome, we must change how we respond. It is a change in your behavior which is fueled inside of you, that will result in changing outcomes. This sounds simple, but change takes constant and continual effort. You

You will learn something from every experience that you undertake. You may not achieve your desired result immediately, but along the way, there are so many teachable moments, people that you will meet, and things you will learn about yourself. When you embark upon that path of chance, you will often discover a different or more desirable path to take, so don’t try something for fear of failing. Doing nothing is a decision, it is the decision to accept the status quo. Are yo

Now that I am on the other side of 50 I truly understand the importance of the phrase "pay yourself first ." I look forward to the next phase of my life, that of a retiree. I often think about when I will be able to make it happen. I am in my early 50’s, but starting to look forward to the time when I can fill my day with only those things that I immensely enjoy. But will I have enough money to retire? That is a looming question. I recently read that I will need 11X my a